SWEAT EQUITY

For most, a home is the most significant investment one will ever make. Given that, protecting the value of your investment should be a top priority…in other words how much “sweat equity - the value-enhancing improvements generated from the sweat of one's brow,” makes sense? Well, it depends on a number of circumstances.  Whether you plan to stay in your…

Maximize Your Social Security Benefits

In the United States, the normal retirement age for receiving full Social Security benefits is 67 years of age for persons born after 1959. Birth years prior to 1960 have various normal retirement age requirements.

Home Sweet Home

“Home is where the heart is.” It’s a common phrase meaning that our homes are a central place in our lives—where we rest our heads, nourish our bodies and make fond memories with loved ones. It’s the epicenter of our worlds, where we start and end each day, and where we keep our most prized … Continued

Ramos House Cafe

Our current cities are filled with rushed traffic, busy lifestyles with many in a big hurry to get to somewhere. Do you ever sit in traffic or a busy freeway wishing you could find a delightful get-away not to far away and feel some magic in your life! I know the exact place and it's right in San Juan Capistrano,…

Coming Home

Slow down. Take a deep breath. Close your eyes and feel your body. Notice the movement of energy pulsing through your physical frame. It’s not just your heart pumping, it’s energy. Einstein said, “Energy cannot be created or destroyed, it can only be changed from one form to another.” Energy is everywhere and its expressed in infinite forms. We are…

Your Body is Your Home 

 Where is the one place we’ve lived our entire lives?  Most think of a home as a physical address, but our actual home is our body.  We take regular care of our physical homes and our space around us. We clean, straighten and sometimes renovate our space. It’s just as important to keep our body in top shape. When we edit…

Welcome Home!

An inside look at how professional and purposeful design solutions transformed this San Clemente house into a space suitable for family, friends and more!